Super Catch-up 401(k) Contributions: Are You Eligible to Make Them?
If you’re 50 or older and are still working, have you been making catch-up contributions to your 401(k), 403(b), 457, or Thrift Savings Plan? For 2025, the catch-up contribution limit is $7,500. However, if you turn 60, 61, 62, or 63 by the end of 2025, you can contribute even more than that by making super catch-up contributions. The opportunity to make super catch-up 401(k) contributions is possible as of January 1, 2025, following a new SECURE Act 2.0 provision. If you turn 60-63 by the end of 2025, you can contribute up to $11,250 instead of $7,500.