Experience: Started career in 2004 

Education: Bachelor of Science in Chemical Engineering from Clarkson University 

The focus of Michelle’s career has been working with employer-sponsored retirement plans. She joined Beltz Ianni & Associates (now Modern Wealth Management’s Rochester, New York office) in 2018 and became a partner in 2020. Her career has also included stops at The Kraematon Group, Inc. and Paychex, Inc.  

At Beltz Ianni & Associates, Michelle led the retirement plan consulting team to assist retirement plan sponsors by providing plan design assistance and administrative and compliance support services. She guided clients through annual compliance requirements and plan audits. Michelle also performed plan fee benchmarking and fiduciary reviews to help clients work toward establishing and maintaining a diligent process. 

She lives with her energetic son, Ross; her supportive partner, Ryan; and their two cats, Zimba and Mo. Michelle likes playing tennis, trail running, and supporting Golisano Children’s Hospital. She’s a member of the National Association of Plan Advisors (NAPA) and the American Society of Pension Professionals & Actuaries (ASPPA). Michelle was recognized as one of the National Association of Plan Advisor’s (NAPA) Top Women Advisor Captains in 2021 and 2022. 

Experience: Wealth Management since 2019

Education Bachelor’s in Business Administration from Fordham University

Mike has supported the advisors in Modern Wealth’s Rochester, New York office since joining the team in June 2025. He meets with clients, assists with financial planning items, takes ownership of day-to-day operational tasks, and manages CRM data. Mike appreciates Modern Wealth’s full-team approach and culture, which combines to create a good learning environment for him.

Previous stops in Mike’s career include Gabelli Funds as an investment analyst, Neuberger Berman as an internal wholesaler, and Osaic Wealth as an operations manager.

Mike lives in Rochester with his fiancé, Raya, and their cat, Nyx. They love going for walks, traveling, playing board games, watching sports, and trying new local restaurants. Mike also enjoys Dungeons and Dragons, cooking, outdoor activities, and the occasional sporting event (football, baseball, basketball, Formula 1). He has been to over 150 MLB games and is trying to attend games at all 30 MLB stadiums.

Experience: Started career in 2008 

Education: Bachelor’s Degree in Business Administration from Rochester Institute of Technology 

As an executive third-party administrator consultant at our Rochester, New York office, Leo’s primary responsibility is to be a partner to our plan sponsors to assist them with all their needs as it relates to their corporate retirement plan. Prior to joining Beltz Ianni & Associates (now Modern Wealth Management), he spent 15 years in the retirement services industry primarily serving as a TPA. He also spent five years working for a large recordkeeper/payroll provider gaining valuable insights into the inner workings of that segment of the industry. 

When Leo joined the Modern Wealth team, he was excited about the potential additional resources that could help him serve clients more efficiently and effectively as well as utilization of new tools that may allow us to add an element of automation and consistency to our offering while still preserving the hands-on customized experience for our clients. 

Leo is originally from southern Connecticut and moved to Rochester in 2001. He and his wife, Karalyn, have two kids, LJ (Leo John III) and Addison, and a chocolate lab, Mocha. His family life oftentimes revolves around youth sports and musical activities. They can often be found at an ice rink, ball field, golf course, or ski slope.  

Experience: Started career in 2009 

Education: Bachelor’s degree from the University of Rochester  

Kyle arrived at Beltz Ianni & Associates (now Modern Wealth Management) after serving as a financial advisor at MassMutual. As he works our of our Rochester, New York office, Kyle is excited about the broader range of services that Modern Wealth will be able to provide clients, including tax and estate planning and a deeper bench for investment management. 

Kyle and his wife, Sonya Ellis-Dunn, have two dogs. Family is the most important thing in his life. Kyle’s favorite hobbies include golfing, boating, and skiing. He also serves on the board of the Estate Planning Council of Rochester.  

Experience: Started career in 1999. 

Education: B.S. in Finance from Ithaca College 

David is a CFP® Professional who spends the majority of his time working with physicians and medical practices. After graduating from Ithaca College, David worked side-by-side with his father, Donald Germano, for 17 years.

David’s community involvement includes serving as a member of Rochester Regional Health Foundation’s Board of Directors. He has previously served on the Board of Directors for the Center for Dispute Settlement, where he served as the board chair. David is an alumnus of McQuaid Jesuit High School and previously served on the school’s advancement committee. He is a member of the Estate Planning Council of Rochester, and is a past member of the Board of Directors.

David resides in Pittsford, New York, with his wife Chandra and their daughter, Briella.

Experience: Started career in 1996 

Education: Bachelor of Arts in Business Administration from SUNY Brockport 

Chris focuses on managing new and existing relationships by providing support to retirement plan fiduciaries and committees to help them improve employee benefits. He works out of our Rochester, New York office with plan sponsors in structuring and reviewing their retirement plans in coordination with outside plan administrators and other professional advisors. 

Before joining Beltz Ianni & Associates (now Modern Wealth Management), Chris was a Retirement Plan Services Manager with Wealth Enhancement Group, formerly QCI Asset Management. He has also worked for Burke Group, Fidelity, Paychex, and T. Rowe Price.   

He and his wife, Adrienne, have three sons. In his spare time, Chris enjoys spending quality time with his family, playing soccer, and experiencing live music. Chris is also a proud supporter of Golisano Children’s Hospital because of the work they do with sick children. 

Experience: Started career finance in 2007. 

Education: B.A. History from the University of Buffalo; M.S. in Finance from Rochester Institute of Technology 

Steve is committed to providing outstanding service to our clients and their families from our Rochester, New York office by helping them navigate changes to the markets, taxes, and their own goals. When Beltz Ianni & Associates joined Modern Wealth in 2024, Steve was excited about how Modern Wealth aligned with client-first culture of Beltz Ianni & Associates and could enhance their service offerings.  

Steve and his wife, Julia, are proud parents to two children, Jacob and Anneliese. His hobbies include being a student of the market, spending time with friends, and driving his tractor. He serves as a board member of the Rochester Childfirst Network and is excited to be a member of the Estate Planning Council of Rochester. 

Experience: 401(k) industry since 2021

Education: Associate of Liberal Arts from Monroe Community College; Currently pursuing a Bachelor of Business Administration degree with a focus on data analysis from Liberty University

Rachel prepares meeting materials and manages to-do list items for Modern Wealth’s retirement plan committee. She assists our retirement plan advisors in managing existing business relationships and complete Salesforce tasks and maintenance. Additionally, Rachel maintains documents in client fiduciary files and navigates through various recordkeeping websites to access reports and download documents.

After beginning her career in property management, Rachel decided to make a career change to the 401(k) industry in 2021. She started her time at Paychex in the new case implementation space, assisting clients who had never held a 401(k) with getting their plan up and running. Rachel then moved to the conversions side of the team, helping clients transfer from their prior recordkeeper over to Paychex. She then became a team lead for Paychex’s client service center, helping develop individuals, lead projects through partnerships with other departments and act as a subject matter expert for 401(k) knowledge.

Modern Wealth Management seemed like a new opportunity where Rachel could not only use my prior knowledge but also help provide new insights to create new procedures that will be impactful. She also loved the possibility of the growth in knowledge and experience through the different roles just within Modern Wealth’s Rochester office alone.

Rachel is married with two beautiful, busy body children. They love to make their house their dream home through new visions and inspirations. Her family loves to spend time together, whether it’s goofing around in the backyard, picking out new plants, or watching a movie or TV show on the couch. They are big fans of Harry Potter, Marvel, Gilmore Girls, and Friends. Rachel loves reading and collecting books that appeal to her, planning theme-based events, and redesigning and remodeling spaces for herself and others.

As a Retirement Plan Educator, Jason prepares materials to help individuals and groups learn and understand more about their retirement accounts. He informs them about different tools available and demonstrates what to potentially expect for their future. 

When Jason joined Modern Wealth’s company retirement plan team in June 2025, it marked the beginning of his career in the retirement plan industry. The opportunity to continuously help and guide people who have questions about their financial future was something that Jason found appealing about his role at Modern Wealth.  

Modern Wealth also presented Jason the opportunity to expand upon his passion of being an educator. Prior to working at Modern Wealth, Jason was an elementary and preschool teacher. He taught second through fifth grade for about five years and taught preschool inside the Strong Museum of Play. Jason’s background in education also includes earning his bachelor’s in business administration and master’s in elementary education and special education from Nazareth University. 

Jason and his wife, Abby, have a dog, Lily. Some of Jason and Abby’s favorite activities together include exploring new restaurants and spending family time together. Jason’s favorite hobbies include distance running, golfing, and hiking. He has competed in running races — including ultra marathons — for about three years. One of his big goals is to run 100 miles in 24 hours! 

Experience: Started career in 1989 

Education: Bachelor’s Degree in Management Science from Nazareth College 

Bob supports our business clients out of our Rochester, New York office with their retirement plan fiduciary risks and needs as well as their employee educational needs. When Beltz Ianni & Associates became Modern Wealth Management in 2024, he was excited that his clients would have access to a fully-rounded and supported retirement planning program. 

Bob and his wife, Kathy, have one son and three grandsons. He enjoys golfing, fishing, gardening, floating in a pool with a drink in hand and spending time with family and friends. 

He’s very passionate about supporting charitable causes, especially pediatric cancer research. One of his grandsons has already battled leukemia twice. Many fundraisers and events at Golisano Children’s Hospital that Bob and his colleagues support are focused on leukemia research. 

Experience: Financial services since 2013 (retirement plan consulting since 2015)

Education: Master of Business Administration from St. Bonaventure University; Bachelor of Science in Psychology from Elmira College; and Associates of Business Administration from Elmira College

Roland assists retirement plan sponsors by providing plan reviews, plan design analysis and benchmarking, investment due diligence, ERISA compliance and fiduciary governance, and developing a comprehensive employee education experience. He joined the Modern Wealth team in April 2025 and is based in our Rochester, New York office.

Roland started his career in financial services as a financial advisor associate at Morgan Stanley. He then spent nearly a decade as an investment consultant for OneDigital before becoming a retirement account executive at Lawley Retirement Advisors in 2023. When the opportunity surfaced for Roland to join Modern Wealth’s company retirement plan services team, he was excited to be part of something bigger where he can truly do his passion and bring the best resources to help his clients.

Roland lives with his wife Jessica and their two cats, Bjorn and Blair, and their beagle, Ciri. He enjoys hiking, skiing, working out, spending quality time with family and friends, and going to the occasional concert or comedian show. A fun fact about Roland is that he’s 50% Finnish and met my Finnish family in Finland for the first time in 2024.

Experience: Started career in 1993 

Education: AAS Business Administration and Marketing from Broome Community College 

Tanya serves as a liaison between our clients and advisors from our Rochester, New York office. She takes the lead in managing day-to-day service and administrative office operations, from scheduling client reviews and presentation preparation to data management and reporting, as well as strengthening client relationships with the firm. Tanya is also a New York State notary.

Tanya and her husband live in Greece, New York, with their children, Anthony and Mariana, and mini goldendoodle, Cozmo. Family and faith always come first for Tanya. She also enjoys watching Buffalo Bills football, visiting local distilleries and wineries, cruising with her husband, and supporting Strong Children’s Hospital. Tanya serves as the president of the Spencerport Education Foundation and the Spencerport Cheer Parent Club along with being a member of the Spencerport Booster Club. 

Experience: Financial services with a strong focus in operations and client relationship management since 2010

Education: Bachelor’s degree in health sciences from SUNY Brockport

Since joining the Modern Wealth team in April 2025, Jessica has assisted with several different tasks for our Rochester, New York office. She maintains and updates operational systems and databases, processes client transactions (including deposits, withdrawals, transfers, and account updates), and assists with client onboarding. Jessica looks forward to assisting with other tasks as her new role continues to grow and is excited to be a part of Modern Wealth’s collaborative culture.

Throughout her career, Jessica has developed a deep understanding of financial processes and has consistently worked across departments to improve efficiency and deliver high-quality client experience. Jessica began her career in the financial services industry in a compliance role, which provided her with a strong foundation in regulatory standards. She then transitioned into client service, where she discovered a true passion for building relationships and supporting clients.

Jessica and her husband, Mike, live in Rochester, New York, with their daughter, Katie. As a family, they love making new memories through travel, enjoying time in their yard, and trying new activities together. Jessica enjoys spending time outdoors, whether it’s riding her bike, birdwatching, or just soaking in nature. She also loves cooking and getting lost in a good book.

As a third-party administrator, Theresa has handled a wide variety of tasks since joining Modern Wealth in March 2024. She became a part of the team via Modern Wealth Business’s acquisition of Enhanced Retirement Solutions and has 20 years of experience in banking management and vendor risk management.

Theresa reviews distributions and loan requests in a timely manner, ensuring they align with the plan document and that the vesting is correct. She also annually sends notices to all plans of potential RMDs and monitors them for completion. Additionally, she identifies plans with potential involuntary force-outs for review and processing. She is also involved with special projects.

Theresa has three adult sons who bring her a great deal of joy and laughter. She enjoys spending time hiking, cooking, dancing, fishing (especially bass fishing on hot summer nights), and cheering on the Buffalo Bills. Go Bills!

Experience: Started career in 2007 

At Beltz Ianni & Associates (now Modern Wealth Management), Lindsay has been responsible for processing new business and preparing client service-related applications and forms out of our Rochester, New York office. She previously worked as an administrative assistant at Nationwide, Penn Mutual, and MassMutual. 

Lindsay is married with three children. She enjoys reading, baking, crafting, and supporting charitable causes, including Out of the Darkness for AFSP and Golisano Children’s Hospital. Lindsay is also a board member of the Spencerport Soccer Club. 

Experience: Started career in 2018 

Education: BA Education, BA History – SUNY Oswego 

Riley meets with plan participants, prepares meeting materials, and records educational materials while working out of our Rochester, New York office. He began working for Beltz Ianni & Associates (now Modern Wealth Management) in 2021. Before that, he worked at Paychex in their 401(k)-customer service center. 

Riley lives with his wife, Devyn, and their cat, Tywin. He enjoys writing, playing pickleball, and being an active member of his church. Riley is also a member of the National Association of Plan Advisors (NAPA).