Since joining the team in March 2025 via the acquisition of Wade Financial Advisory, Rachael has worked closely with the leadership team to shape and carry out the firm’s long-term strategy and goals.

Rachael’s career began at WFA in 2001. She worked closely with WFA Founder Rodney Wade and learned something valuable from each person on the Wade team that has contributed to her professional growth. Rachael held many roles during her time with WFA, including various administrative positions, client service associate, paraplanner/tax preparer, portfolio management assistant, Chief Operating Officer, and Chief Compliance Officer.

She was born and raised in Northern California. Rachael and her husband, Phillip, live in San Jose and are thankful to have most of their family nearby. Her son, Matthew, lives in the Sacramento area, her brother and his family also live in the Bay Area, and her parents still spend a lot of time in Lincoln, which is near Matthew. She’s grateful that her family stays connected and makes the most of their time together.

Rachael has a pretty wide range of hobbies. She loves reading daily and is a big fan of The New York Times puzzles. When she’s feeling a little more hands-on, she loves building Lego sets—it’s surprisingly relaxing! Rachael enjoys camping and being in the wilderness—there’s something about getting outdoors that helps her recharge. And, of course, she’s always up for a pool day with some great music playing in the background.

Experience: Wealth management since November 2017

Education: Bachelor’s degree in Secondary Social Studies Education from Maranatha Baptist University (received additional certifications in economics and psychology)

Caleb arrived at Modern Wealth in March 2025 when the firm partnered with Wade Financial Advisory. He assists senior advisors and clients in solving complex comprehensive financial planning issues related to retirement, tax, insurance, college, cash flow, estate, etc. He is passionate about educating clients on how they can work toward their goals and provide piece of mind to know that they have planned for the future of their finances and families.

During his two and a half years at WFA, Caleb obtained his Enrolled Agent designation and focused on providing comprehensive financial planning services to high-net-worth clients. Caleb began his professional career as a social studies teacher before switching to financial services. Prior to joining WFA, he served as an associate financial advisor and earned his CFP® Professional and Chartered Financial Consultant® designations during a five-year stint at Northwestern Mutual. Additionally, Caleb is a member of the Financial Planning Association (FPA) and Utah Association of CPAs (UACPA) and is a regular attendee of Salt Lake Estate Planning Council meetings.

Caleb grew up in the Midwest before moving to Utah in 2021. He currently lives in Ogden, Utah with his wife, Holly, and daughters, Elowen and Fiona. He hopes to go on a lot of family camping trips over the next several years. Caleb enjoys hiking, camping, fishing, going on long walks with his family, the occasional jigsaw puzzle, reading, and being an active member of Covenant Grace Church in Syracuse, Utah.

Caleb’s family focuses on the push and pull of saving money, giving charitably and sacrificially to causes they support, and spending money on things and experiences that truly matter. He believes there is no “right” answer on how much goes to each of those buckets.

Experience: Wealth management since 2014

Education: MBA from the Albers School of Business and Economics at Seattle University; Bachelor’s degree in Business from the University of Washington; and studied at the Audencia School of Management in Nantes, France.

Neelesh joined the Modern Wealth team in March 2025 and is responsible for researching investments, designing portfolios, and communicating the firm’s investment strategy to existing and prospective clients. He arrived at Modern Wealth when the firm acquired Wade Financial Advisory in Campbell, California.

Before joining WFA in 2017, Neelesh was a member of the portfolio management team at a West Coast wealth management and mortgage banking business. There, he was responsible for researching non-traditional investments, contributing to the team’s portfolio construction process, and implementing the firm’s investment strategy. Before that, he held roles in finance and accounting at Microsoft and Boeing.

Originally from Leeds, England, Neelesh lived in Seattle before moving to the San Francisco Bay Area, where he resides with his fiancée. He enjoys reading, crossword puzzles, bicycling, exploring the restaurants of San Francisco, creating complex cocktails, indulging his coffee habit, and supporting Leeds United Football Club. Neelesh is also a member of the CFA Society of San Francisco.

Experience: Wealth Management since 1990.

Education: B.S. in Geography from the Air Force Academy in 1983; MBA Finance from Golden Gate University in 1988.

Pat joined the Modern Wealth team in March 2025 via the acquisition of Wade Financial Advisory. He enjoys working with clients on their investment, insurance, retirement, and tax plans, and helps clients implement their financial goals.

Along with spending nearly seven years as a senior advisor at WFA, Pat has honed his wealth management knowledge in various occupations during stops at Johnson Lyman and Charter Bank & Trust. Pat has worked in traditional brokerage firms as a Series 7 registered rep, in trust & banking services firm as a staff financial planner, and as an RIA rep. He’s also a member of the National Association for Personal Financial Advisors.

Pat left active-duty Air Force in 1990 to pursue a career in financial planning. It was a passion he discovered while a cadet at the Academy. Pat was a reservist for 21 years before retiring in 2011 as an acquisitions / contracting officer.

Pat enjoys working with veterans and widows. He spent a lot of time in the military and with his widowed grandmother as a child. He enjoys visiting places and immersing himself in different cultures. This stemmed from his days as a “military brat,” as Pat’s father constantly moved from one base to another while Pat was growing up. As the perpetual new kid on the block, Pat attended a total of nine elementary schools and three high schools.

Pat and his wife, Rona, have two grown children and reside in Henderson, NV. He also has extended family in the Philippines where he regularly visits. Pat enjoys playing tennis, bowling, weight training, and walking. Additionally, Pat mentors college-bound kids who are interested in the Air Force Academy, ROTC, and the Nevada Promise scholarship program. ​

Sharon arrived at Modern Wealth in March 2025 following the acquisition of Wade Financial Advisory in Campbell, California. She is responsible for a wide range of tasks, including greeting and assisting clients, managing email and mail correspondence, processing paperwork, scheduling and preparation for advisor meetings, organizing the office, and assisting in the organization of client and staff events.

Sharon was a stay-at-home mom for 15 years before she started my professional career. She spent two years at another financial services company before joining WFA. Sharon was born and raised in Hertfordshire, England. Her parents descend from the Northwest part of India. Sharon moved to California after getting married and raised her three children in the Bay Area.

There is nothing more important to Sharon than her family. Living far away from her England loved ones and becoming empty nesters makes her value the time her family has spent together. Things and belongings come and go, but family is a constant. Sharon and her husband love to travel and experience new adventures together. In her spare time, she loves to paint—generally abstract art using oil paints.

Experience: Client Services since 2015

Education: Associate of Arts in Social and Behavioral Science and Associate of Arts in Criminal Justice from Southwestern College

Jessica joined the team in March 2025 when Modern Wealth partnered with Wade Financial Advisory in Campbell, California. She supports our financial advisors by managing account transactions, handling client onboarding, and addressing client inquiries, including communication with custodians. Jessica processes paperwork, assists with marketing projects, and coordinates client events. She also helps streamline internal procedures to help improve the overall client experience.

Jessica began her career at a wealth management advisory firm in San Diego as a client relations coordinator. She developed customized financial plans for clients and prospective clients, processed brokerage and advisory accounts, and worked on improving operational efficiencies. Jessica also assisted with organizing seminars and client events and supported marketing efforts to engage clients and prospective clients.

She then transitioned into a client service specialist role, working in the operations back office for multiple independent broker-dealers. Jessica collaborated closely with financial advisors and their teams, providing guidance and conducting training on best practices and procedures to help facilitate firm operations. Jessica also handled and delivered prompt resolutions to escalated client issues and served as a point of contact for various departments. She managed client needs related to account openings, advisory operations, and supporting advisors with business management tasks such as commissions and licensing inquiries.

Jessica grew up in Mexico and moved to San Diego to pursue her studies. In 2024, Jessica and her fiancé, Kenneth, relocated to Las Vegas. They live with their three puppies—Cookie, Loki, and Tank—who run their world and their home. Jessica has a very close-knit family, which stays connected no matter the distance.

Jessica enjoys hiking, traveling, and spending quality time with family and friends. She supports organizations like the San Diego Humane Society and Retired to Rescue, which do incredible work rescuing and caring for animals in need.

A fun fact about Jessica is that she loves helping others and always tries to maintain a positive outlook. She believes this mindset helps her connect with clients, as they know she will do her best to provide support and assist them in any way she can.

Experience: Financial Services since 1999 and Wealth Management since 2008

Education: Barnard College, Columbia University Bachelor of Arts Economics; Zicklin School of Business, Baruch College: Master of Business Administration

Annrose arrived at Modern Wealth in March 2025 and serves in multiple key roles in our Campbell, California office. She became a member of the Modern Wealth team when the firm acquired Wade Financial Advisory. Annrose provides holistic financial planning, tax planning, and investment management services to high-net-worth clients. She creates strategic tax plans to help clients develop tax strategies to potentially reduce tax liabilities from liquidity events, exercise of stock options, sale of concentrated stock positions, receipt of inheritance.

She is a native New Yorker who relocated to California in August 2015. Immediately prior to leaving New York, Annrose was a financial advisor with a large east coast Registered Investment Advisor where she was responsible for the development and implementation of comprehensive financial plans, management of target investment allocations, research of tax-related issues as well as client communication and education.

Her diverse roles in various other financial services firms have also provided her with a very broad background in finance and management. Annrose worked as a tax accountant with Eisman, Zucker, Klein & Ruttenberg. She has worked with Ernst & Young as a senior auditor responsible for auditing hospitals and health insurance plans as well as with McBee Associates, Inc. as a management and financial consultant for health care providers and insurance companies.

Annrose has been quoted by various media, including The Wall Street Journal, Bloomberg.com, InvestmentNews.com, and YahooFinance.com. She has also been a featured guest speaker on the Legacy Leaders Podcast.

Annrose lives in the Bay Area with her husband and their three children. In her free time, she enjoys reading, hiking and fitness activities as well traveling. Annrose also enjoys giving back to her community through sponsorships and volunteer efforts with her children’s schools, her church and various humanitarian organizations that support children and young adults. She is a past Board member of Head Start of Rockland and past member of the Endowment Committee for Eastern Christian Schools. Annrose is a member of the California Society of Certified Public Accountants (CALCPA).

Experience: Financial Services since 2013 Wealth Management since 2020

Education: B.S. Business Administration (Accounting) from Fresno State

Jesse joined the team in March 2025 following the acquisition of Wade Financial Advisory. He works in a lead and complimentary role to provide clients with a high level of service while addressing a wide range of financial needs (i.e. tax, retirement, estate, etc.). Jesse also serves in an operations role to help internal processes and procures run smoothly and deliver consistency to the clients we serve.

Jesse is a member of the National Association of Personal Financial Advisors (NAPFA) and Financial Planning Association (FPA). He started his career in public accounting as an auditor for PricewaterhouseCoppers (PWC) before transitioning to corporate accounting as a revenue manager at Plantronics (rebranded as Poly). Jesse decided to make a career transition from the corporate world and begin working with individuals to help with their financial needs.

Jesse and his wife, Jodee, have two children, Brooks and Blakely. He’s dedicated to spending quality time with family while also volunteering and helping with his church and trying to balance the demands of work. Many of his favorite family activities involve the outdoors, including hiking, biking, and camping. Jesse also enjoys golfing and playing recreational basketball with friends.

Experience: Investments since 2019

Education: B.B.A. in Finance and Business Economics from Grand Valley State University

Based out of our Campbell, California office, Cody prepares and executes client trade orders, including portfolio rebalancing, cash management, and tax-loss harvesting, to help meet our clients’ objectives. He joined the team in March 2025 when Wade Financial Advisory partnered with Modern Wealth.

As Cody pursues his CFA designation as a Level 1 candidate, he continuously monitors client portfolios and their investments so that they align with their investment goals. He worked as an investment analyst for five years before joining WFA as a portfolio management associate.

Cody has three siblings and is a proud uncle to one nephew and four nieces. Cody’s friends and family are the most important aspects of his life. In his free time, Cody enjoys staying active by playing sports and relaxing with friends while playing board games and watching movies. A fun fact about Cody is that he has a collection of 38 board games and counting. His favorite board as of March 2025 in Decrypto.

Experience: Wealth management since 2011

Education: Financial Paraplanner Qualified Professional (FPQP®) designation from the College of Financial Planning; Attended Switzerland Business/Administrative College and studied three languages (French, German, and Italian); Accomplished first year of veterinary medicine at the University of Bern, Switzerland; Majored in Modern Languages at Gymnase Cantonal de la Cite in Lausanne, Switzerland.

Caroline supports financial advisors in delivering quality service to clients in various ways out of our Campbell, California office. She joined the team in March 2025 when Wade Financial Advisory partnered with Modern Wealth.

Caroline assists with opening new accounts and processing documentation, acts as a main point of contact for non-advisory inquires, and maintains communications with clients about account updates and services. She also processes client transactions, coordinates with custodians to resolve issues, monitors that all meeting follow-ups are handled in a timely manner, and follows regulatory standards for all client interactions and documentation.

Caroline spent more than three and a half years as a client service associate at WFA. Prior to her time at WFA, she worked with advisors to provide financial planning services, deliver quarterly investment management reports by analyzing portfolios, and share trade recommendations. She also recorded financial ads for a local station and organized seminars for financial and legal professionals.

As a previous business owner of two businesses, Caroline developed business plans, designed, conceived, and implemented all necessary components, recruited and trained employees, analyzed the market, and attained sales goals. She performed daily financial analysis and payroll, rapidly built a very loyal clientele, and established strong relationships within the community.

Caroline truly feels fortunate to have had the opportunity to dedicate time to raising her three wonderful children, Nolan, Alexander, and Logan, during their formative years. That allowed Caroline to nurture their growth and development while gaining valuable life perspectives.

Caroline grew up near Geneva, Switzerland and speaks four languages. Her native language is French. She currently resides in Sandpoint, Idaho with her husband, Sean. Caroline enjoys spending time with her family and friends, traveling, and most outdoor activities, including, skiing, horseback riding, boating, and hiking. She also supports a local non-profit animal shelter organization that’s dedicated to the welfare of animals.

Caroline owes much of my success to the unwavering support and guidance of her parents. They have always been her pillar of strength, instilling in her the values of integrity, respect for others, humility, guidance, and unconditional love. She aspires to provide the same support and values to her own children.

Experience: Wealth Management since 2008

Education: B.B.A. with an emphasis in marketing

Eric helps families make informed financial decisions to help achieve their short-and long-term goals. He joined the team in March 2025 when Modern Wealth acquired Wade Financial Advisory in Campbell, California.

Along with overseeing several client relationships, Eric meets with prospective clients to help drive new business. Eric enjoys supporting and mentoring Modern Wealth team members with the goal of delivering great client service to our clients, empowering his colleagues to contribute and grow professionally, and maintaining a positive and collaborative work culture.

Prior to arriving at Modern Wealth, Eric spent 14 years at WFA learning the wealth management business, serving clients, and contributing to the success WFA had as a firm. Eric pursued his CFP® designation later in life following a career in the mortgage industry. He is a member of the Financial Planning Association of Silicon Valley and previously served on the board for a few years, including as a past president.

Eric enjoys spending time with family and friends. Whenever his family is fortunate enough to gather around the dinner table, bodies of water, the outdoors, or travel together, Eric is extra happy. He loves new experiences and projects of all kinds—cooking, building things, planning trips, etc. His favorite outdoor activities include hiking, biking, camping, sailing, rafting, and kayaking.

Experience: Wealth Management since 1986

Education: B.S. Business Administration with a finance concentration and economics minor and M.S. Taxation degrees from San Jose State University

Rod joined the team in March 2025 when the firm he founded, Wade Financial Advisory, partnered with Modern Wealth. His career has been centered around partnering with clients to help them realize their financial goals. The partnership with Modern Wealth excited Rod because it presented an opportunity to provide the backing of dozens of other seasoned professionals that work together to provide world-class expertise and services to clients.

He founded Wade and Associates in 1986 and incorporated the firm as Wade Financial Advisory, Inc. (WFA) in 1992. As CEO of the WFA, he served in several leadership roles, including Chief Investment Officer and Senior Financial Advisor. Rod realized early in his career that strong tax expertise was needed to advise Silicon Valley employees regarding equity compensation and other planning issues. That was one of the many reasons why he received post graduate education in taxation. He’s a member of the National Association of Tax Professionals and E3 Study Group.

Rod and his wonderful spouse, Korrin, have a son, Michael; daughter, Isabella; and German Shepherd, Buffy, who is as active as ever. Taking care of his family, satisfaction from a job well done, and staying curious about people and the world are all very important to Rod. He enjoys playing tennis, golf, pickleball, and card games. Rod also has a passion for hiking, traveling, and experiencing other cultures. He also makes a difference in the lives of others by supporting First Tee – Silicon Valley, Catholic Charities of Santa Clara County, Child Development Liberia, and Club Dust.

Experience: Accounting since 2009

Education: BBA in Accounting and Finance, Master’s degrees in Accounting and Public Administration, and a certificate in Charitable Financial Planning from Texas Tech University

Stephanie came aboard at Modern Wealth via the acquisition of Wade Financial Advisory. She provides a comprehensive range of tax services, including payroll, bookkeeping, tax preparation, tax research, strategic tax planning, financial projections, and resolving tax notices. Her holistic approach helps clients receive thorough and support.

Stephanie is dedicated to helping clients achieve their goals and navigate through challenges. She is committed to providing exceptional service and positively impacting our clients. Additionally, she is an active member of the American Institute of Certified Public Accountants (AICPA) and the Texas Society of CPAs.

She began her professional journey by managing dental practices, then transitioned to a mid-sized CPA firm where she specialized in individual and business taxation. Following this, Stephanie joined a tax advisory firm in Dallas, where she refined her expertise in preparing tax returns and offering tax planning for dental and medical professionals. She also provided consulting services on business operations and practice sales in anticipation of retirement. After two years in this role, Stephanie joined Wade Financial Advisory in 2023.

Stephanie and her husband, Travis, enjoy traveling, exploring new cuisines, and spending time with family, friends, and their dog, Jack. She loves cooking and draws inspiration from her travels and cultural experiences. Stephanie is also a fan of Texas barbecue.

Faith and family are central to Stephanie’s life, shaping her values and actions. She also supports the local Volunteer Income Tax Assistance (VITA) program by securing grants and training volunteers in tax preparation and counseling to enhance financial literacy in West Texas.