American Asset Management became Modern Wealth Management in July 2026. American Asset Management was founded by Julian Rubinstein and served families in Boca Raton and Greater South Florida for more than 20 years. Julian and the Boca Raton team continue serving their clients from the same community with the same fiduciary commitment their clients have trusted, now backed by the full Modern Wealth Advantage.

A Registered Investment Advisor is a person or firm that provides investment advice and manages portfolios on behalf of clients. RIAs are registered with the SEC or state securities regulators and are held to a fiduciary standard, which requires them to act in the client's best interest and disclose material conflicts of interest. When you work with a Modern Wealth advisor in Boca Raton, you're working with a registered investment adviser committed to providing advice designed to help you pursue your financial goals.

Fiduciary is more than a word we use in our marketing. It's a legal standard established under the U.S. Investment Advisers Act of 1940, requiring our advisors to act in your best interest at all times, eliminate or fully disclose any conflicts of interest, and place your goals above everything else. That commitment is foundational to how the Modern Wealth Boca Raton team works.

We believe your investments should support your goals, not the other way around. Your Boca Raton advisor team builds portfolios around low-cost index funds and ETFs, complemented by individual securities where they add real value. Certain academic and industry research has shown that diversified, lower-cost portfolios have historically compared favorably to many actively managed funds over longer time periods. As a result, we generally favor cost-conscious portfolio construction when appropriate for a client’s objectives. We work with you to align your investment strategy with your goals, time horizon, and risk tolerance.

The best way to find out is to start with your Modern Confidence Score. Our Concierge team will assess where you stand across all areas of your financial life, including taxes, estate, insurance, investments, and overall planning, answer your questions, and connect you with the right advisor for your needs. We work primarily with individuals and families who have $500,000 or more in investable assets, though we evaluate each situation individually. At minimum, you’ll come away with useful perspective and a clear sense of whether this is the right partnership.

Yes. Our Boca Raton office serves individuals, families, and business owners throughout southern Palm Beach County, including Delray Beach, Boynton Beach, Highland Beach, Wellington, and West Palm Beach, along with nearby northern Broward communities such as Parkland, Coral Springs, and Deerfield Beach. We also work with clients across South Florida and nationally on a remote basis. Get your Modern Confidence Score today to start a conversation with our Concierge team.

Retirement planning is one of the core reasons South Florida-region families come to Modern Wealth. Our Boca Raton advisor team helps you model Social Security timing, healthcare costs, tax obligations, and income projections to build a retirement plan designed to give you confidence.

The Annapolis team brings their credentialed pairings into the Modern Wealth network. Managing Director Martin Hopkins holds the CFP® designation and a law degree (LLB), has been a member of the National Association of Personal Financial Advisors (NAPFA) since 2003, and has served on the NAPFA board. Managing Director Tanu Happonen holds the CFP® and ChFC® designations and has been in wealth management since 2001. Those credentials and that tenure mean your plan is built by advisors who have navigated real market cycles, real life transitions, and real financial complexity on behalf of their clients for decades.

The best way to find out is to start with your Modern Confidence Score. Our Concierge team will assess where you stand across all areas of your financial life, including taxes, estate, insurance, investments, and overall planning. They’ll answer your questions about our services and connect you with the right advisor for your needs. We work primarily with individuals and families who have $500,000 or more in investable assets, though we evaluate each situation individually. At minimum, you’ll come away with useful perspective, and we think you’ll get a clear sense of whether this is the right partnership.

Every client’s financial life is different, but the outcomes we work toward are the same across every relationship: to help people enjoy today with confidence for tomorrow, connecting them with the people and causes they care about most. That’s what the Modern Wealth Advantage is built to deliver. And it starts with a conversation.