Nicole Baldo, QKA®, QKC
Retirement Plan Advisor
Department: Company Retirement Plan Team
Experience: Retirement Plan Services since 2016
Education: Bachelor’s degree in education from SUNY Brockport
Nicole has developed and maintained relationships with plan sponsors and participants for small to mid-size clients since arriving at Modern Wealth in January 2026. She hosts plan review meetings and provides legislative updates, fiduciary training, plan expense analysis, communication, and education.
Nicole facilitates the plan set up and conversion process as well as ongoing administration. Additionally, she assists with client fiduciary responsibilities, which include coordinating annual compliance notifications.
Prior to joining the Modern Wealth team, Nicole worked at Paychex for 18 years. She spent 10 of those years as a Relationship Manager, servicing an assigned client base in the retirement industry. Joining Modern Wealth presented an opportunity for Nicole to work with clients at a different level within the retirement industry.
Nicole and her partner, Travis, have a dog, Bogey, and nephew, Luca. She enjoys visiting and spending quality time with her mom, dad, and brother in Florida. Some of Nicole’s favorite hobbies include weightlifting, yoga, hiking, traveling, cooking, and trying new restaurants with her family. A fun fact about Nicole is that she loves to learn new languages. She is currently learning on Spanish.