Mathew C. Lepak

Mat joined the team in May 2026 when Flaharty Asset Management became Modern Wealth Management. He believes that informed clients make better financial decisions. Mat’s approach centers on education, helping individuals and families understand not just what to do with their money, but why it matters. By simplifying complex financial concepts and tying them to each client’s unique goals, he empowers them to move forward with clarity and confidence. 

Throughout his career, Mat has worked with a wide range of investors and financial strategies, giving him a well-rounded perspective on the planning process. From traditional investments to more sophisticated solutions, he focuses on integrating each piece into a cohesive strategy that reflects his clients’ priorities. His commitment to a fiduciary standard guides every recommendation he makes and reflects his dedication to serving clients’ best interests. 

For Mat, financial planning is about more than numbers; it’s about helping people live the lives they want. Whether preparing for retirement, managing risk, or navigating major life transitions, he works closely with clients to build lasting relationships grounded in trust, communication, and ongoing education. 

Originally from Cleveland, Ohio, Mat lives in Nokomis, Florida, with his wife, Debbie. They have three daughters currently pursuing careers in history, biology, and engineering.