Dawn Nicoles, CFP®, RICP®, BFA™
Executive Advisor
Department: Advisors
Dawn joined Modern Wealth Management in August 2026, bringing more than 24 years of experience in helping clients make confident financial decisions through thoughtful guidance and personalized, goals-focused planning.
Her path into financial planning began with a deep desire to help others. Growing up, Dawn witnessed firsthand how financial stress can impact lives, and that experience shaped how she approaches her work today. She discovered early on that financial planning is about more than managing numbers; it’s about empowering people to work toward their life’s goals.
Dawn is driven by the stories behind every financial decision. Money is a tool, but the purpose behind it is deeply personal. Whether it’s securing a family legacy, planning for retirement, purchasing a dream home, or ensuring confidence, Dawn believes in creating financial strategies that reflect who her clients are and what they care about most. She gets to be part of these important moments, building relationships that last a lifetime.
Dawn holds the CFP®, RICP®, BFA™, reflecting her deep commitment to technical knowledge across financial planning, retirement income strategy, and behavioral finance.
Outside the office, Dawn enjoys spending time with her dog, Jax, exploring the world with her husband, Michael, engaging in community service, and continuously learning new ways to better serve the clients she works with.
RICP® conferred by The American College of Financial Services.